Online Banking

It's Your Choice. Bank Anywhere... Anytime!

Time is money. F&M Bank offers eServices that enable you to save both! Look at all the convenient ways F&M provides to access your accounts, transfer funds, pay bills, and more ... 24/7 with F&M banking online!

ENROLL TODAY!

Online Banking

Fast, Secure – And FREE!

F&M Bank’s Personal Online Banking gives you instant access to your accounts, banking services, and helpful financial tools. F&M Online Banking is completely secure, using passwords, multifactor authentication, and powerful encryption technology to keep your account information private. With Personal Online Banking, you can:

• Check Balances – Monitor checking, savings account, credit card, loans, line-of-credit accounts, and CDs
• View Account History – Track deposits, withdrawals, cleared checks and transfers
• Search Account History – Query by check number, amount and/or date
• Transfer Funds – Move funds between accounts
• Make F&M Loan Payments – By transferring funds from your F&M deposit account
• Download Transaction History – Download account history to financial software, including Quicken
• Review ATM Transactions
• View Current and Prior statement account information - Learn more and enroll in eStatements!

Please contact us promptly if you believe your Online Account and/or any of these security functions have been compromised. Find a branch office location or you may call us toll-free 800-645-4199 or in Clarksville-Montgomery County at 931-645-2400.

Personal Online Bill Pay

A Faster, Easier Way To Pay!

• Fewer checks to purchase
• Fewer checks to write
• Fewer envelopes to address
• Fewer stamps to buy!
• More Bill Pay benefits

HOW TO USE BILL PAY CONSUMER BILL PAYMENT AGREEMENT

F&M MobilePlus! Banking

F&M Personal Online Banking customers can use their Internet accessible smartphone to:

• Access Accounts via Passcode Entry
• View Account Balances and Transactions
• Transfer Funds between F&M Accounts
• Pay Bills with Your Account and Routing Number
• Deposit Checks (Mobile Deposit)
• Geo-Locate F&M Branches and all ATMs

Click here to learn how to download the F&M MobilePlus! mobile banking app ... and to get additional information!

Telephone Banking

Account Info Only A Touch Away.

Your account information is just a phone call away with Telephone Banking. Using any touch-tone or cellular phone, you can call us toll-free ... 24 hours a day to:

• Review Checking, Savings And Loan Balances and Other Account Information
• Transfer Funds Between Accounts
• Make F&M Loan Payments

Telephone Banking (Inside Montgomery County) 552-0020 -- (Outside Montgomery County) 1-800-295-1519

ATM

F&M Bank is committed to providing safe, dependable, state of the art ATMs in Clarksville Tennessee, and multiple other locations in Middle Tennessee. Get cash and account information at any F&M Bank ATM ... and thousands of other machines nationwide displaying the VISA, MasterCard, Cirrus and Plus logos.

FIND AN ATM LOCATION

Use The F&M Mobile Banking App for Convenient Online Banking

Mobile devices have become almost essential for everyday life. With more and more people spending time on their phones or tablets, mobile online banking should also be accessible and easy.

Whether you’re managing your personal finances from home or on the go, the F&M MobilePlus! App provides you with easy access to useful features.

F&M Bank MobilePlus! App Features:

• Passcode Entry - For secure and easy access.
• View Account Balances and Transactions - Displayed discreetly on your home screen, so you can quickly review your balance wherever you go.
• Transfer Funds between F&M Accounts - Whether you have a savings account or a checking account, MobilePlus! Makes managing your funds easy and hassle-free.
• Pay Bills - Secure mobile bill pay lets you tackle this task on-the-go.
• Deposit Checks (Mobile Deposit) - Don’t have time to run by the bank? You can now securely remote deposit your checks just by taking a picture.
• Geo-Location of F&M Branches and all ATMs - Need cash or in-person help? F&M MobilePlus! can help you find the nearest F&M Bank or enabled ATM near you.

How to Download the F&M MobilePlus! app:

• You must have an active F&M Personal Online Banking account; and
• Have an Apple® device with iOS 16.0 or above or Android™ device 8.0 or above.
• On the App Store or Google Play, search for F&M MobilePlus!, click the download links below, or scan the QR codes to get started. 

How Do I Use My F&M MobilePlus! app

1. Touch the F&M MobilePlus! app icon on your home screen.
2. Follow the on-screen guide for entering your Personal Online Banking:
   • User ID
   • Password; and
   • Correctly answering one of your Personal Online Banking security questions.
3. Next, you will be asked to enter and confirm a 4-digit MobilePlus! Passcode.
   • Securely maintain your Passcode; it is the key that opens your F&M MobilePlus! app.
   • If you cannot remember your Passcode, reset it by selecting "Forgot?" on your F&M MobilePlus! passcode screen.
4. After reading and accepting the F&M MobilePlus! Terms, you will be set up and ready to use the F&M MobilePlus! App!

For Help or Information call 931-645-2400 or 800-645-4199 toll-free, Monday-Thursday 8:30-4:00 CST; Friday 8:30-5:30 CST or you may send a secure email message.

PRINTABLE F&M MOBILEPLUS! CUSTOMER INFORMATION SHEET

F&M MobilePlus! Feature: Mobile Deposit

With the F&M MobilePlus! app, you can deposit checks with the camera on your smartphone or tablet!

To enroll for Mobile Deposit

Simply open the F&M MobilePlus! app, select "Deposit" from the app menu then follow the on-screen guide to complete and submit the enrollment form.

Notification of approval will be posted on your F&M MobilePlus! app within 1-2 business days*.

Upon approval, you will be ready to make your first mobile deposit.

MOBILE DEPOSIT PRODUCT INFORMATION

*Business days: Monday-Thursday 8:30 a.m.-4:00 p.m. CST; Friday 8:30 a.m.-5:30 p.m. CST

What is required to enroll in eStatements?

Eligible customers may enroll online for eStatement.

eStatement customers must have and/or maintain the following to be eligible for eStatements:

• An active online banking account (Personal or Business Online Banking).
• A correct email address.
• A personal computer or other device capable of accessing the Internet and F&M Online Banking.
• An Internet web browser with capabilities to support commercially reasonable encryption software.
• Adobe Acrobat Reader version 8.0 and above. Don't have Adobe Reader?  Download here for free.

How will I know when my new statement is ready?

You will receive a notice via email when your current eStatement is available to review.

What if I change my email address?

It is important that customers maintain a correct email address with our bank.  If you change your email address, please contact Customer Service at 1.800.645.4199.*

How will I view my eStatements?

• For consumer accounts, statements are made available via F&M Personal Online Banking.
  • Sole Proprietors (only) may access their business account eStatement via F&M Personal Online Banking.
• For Business accounts, statements are made available via F&M Business Online Banking.
  • Customers who own business and consumer deposit accounts may access eStatements for both using F&M Business Online Banking.

At this time, eStatements are not available via F&M MobilePlus! and F&M MobileBIZ!

How long will my eStatements be available?

A rolling 24 months of eStatements are made available.

What if I need a paper copy?

You may request a paper copy of an eStatement (for pickup or mail) by contacting Customer Service at 1.800.645.4199.*

Paper statement fee is $5.00 per statement.

What if I still have more questions?

Please call Customer Service at 1.800.645.4199 or contact your local branch.*

*Customer Service Business Hours: Monday-Thursday 8:30 am – 4:00 pm CST Friday 8:30 am – 5:30 pm CST (excluding holidays)