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June 18, 2024
Alecia Spencer Appointed as Branch Manager at F&M Bank’s St. Bethlehem Clarksville, TN Location
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F&M Bank is pleased to announce the appointment of Alecia Spencer as Branch Manager of its St. Bethlehem, Clarksville, Tennessee, location.
Spencer came to Clarksville, TN from Vero Beach, FL where she began her career in banking. Alecia moved her family to Clarksville after randomly selecting it from a map in 2020. She credits our charming downtown with successfully attracting her to the Volunteer State. F&M Bank is grateful to be the beneficiary of this spontaneous move and her extensive experience in the banking profession.
Spencer has spent over 17 years working in all aspects of banking. Starting as a teller, she ascended to positions such as Head Teller, Personal Banker, and Assistant Branch Manager. Additionally, Spencer has extensive knowledge of monthly bank auditing, executing many herself. Her experience is invaluable to F&M, and this made her promotion to Branch Manager of our St. Bethlehem branch an obvious choice.
Over her years of experience at F&M and other financial institutions, Spencer has proven herself to be a wealth of knowledge and a distinguished leader in her management positions. F&M values her industry experience as well as her respected leadership in both her career and the community. Spencer states, “I am honored to be the branch manager of the St. Bethlehem team and I will strive to be a great leader and representative of F&M. I look forward to growing in this position and with this team!”
With Spencer’s appointment as Branch Manager, F&M Bank is confident that the St. Bethlehem, Clarksville branch will be under strong leadership that will ensure the continued growth of the bank and the delivery of outstanding financial services to our Clarksville community. Please join us in extending our congratulations to Alecia Spencer as she enters this new role within F&M Bank.
Spencer is located at the St. Bethlehem, Clarksville location and can be reached by email at Alecia.Spencer@myfmbank.com or by phone at 931-905-7936.
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June 14, 2024
Zach Crowson Appointed as Branch Manager at F&M Bank’s Cookeville, TN Location
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F&M Bank is pleased to announce the appointment of Zach Crowson as Branch Manager of its Cookeville, Tennessee, location.
Crowson was brought to Cookeville in 2008 by Tennessee Tech University, where he pursued a degree in marketing. He met his wife and planted roots in the Cookeville community soon after.
Crowson joined F&M Bank in 2016 as a CSR/Teller and quickly rose through the ranks, most recently serving as Assistant Branch Manager and Teller Coordinator. He earned his NMLS# at the beginning of this year, becoming a valued lender. His dedication to providing exceptional service and his proven leadership capabilities made him an ideal choice for this critical management position.
Over his years of experience at F&M, Crowson has developed knowledge in all areas of banking including lending and investments, as well as personal and business banking. Crowson says, “I am thrilled with the opportunity to lead F&M Bank, here, in the Cookeville area and look forward to strengthening the relationships with our customers and community which are responsible for our success every day!”
With Crowson’s appointment as Branch Manager, F&M Bank continues its ongoing commitment to fostering bank growth and delivering the premier financial services clients expect. Please join us in extending hearty congratulations to Crowson as he enters this new role within F&M Bank.
Crowson is located at the Cookeville location and can be reached at Zach.Crowson@myfmbank.com or by phone at 931-905-7940. NMLS 2591786
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November 20, 2023
VP/Commercial Lender, Sallie Eley, Relocated to St. Bethlehem Office
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An experienced commercial lender with F&M Bank was recently added to the bank’s team of financial and banking associates at its St. Bethlehem location.
Sallie Eley, a licensed professional lender affiliated with F&M Bank for more than 15 years, joined the St. Bethlehem team in October. A seasoned banking professional, she has developed many key business relationships that have resulted in the steady growth of her loan portfolio. Eley is described as active in the Clarksville community and throughout Montgomery County working with different organizations. She “looks forward to increasing her involvement in the St. Bethlehem community and growing the market share for this important branch location.”
When asked to reveal the most challenging aspect of her job, Eley stressed the importance of ensuring a seamless process for customers, from start to finish, when applying for consumer or commercial loans. She further indicated that an effective project management system is her tool of choice to ease the process.
When asked for advice to aspiring lenders, Eley emphasized the importance of having supportive and knowledgeable mentors. She considers this a cornerstone of her success in lending.
Eley may be contacted by email at Sallie.Eley@myfmbank.com or by phone at 931-905-7940. NMLS 2084066
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October 31, 2023
Franklin and Midtown Brand Stories in Livability Magazines
October 13, 2023
DePierri Appointed as Branch Manager at F&M Bank’s Franklin, TN Location
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F&M Bank is pleased to announce the appointment of Will A. DePierri as Branch Manager of its Franklin, Tennessee, location.
With an impressive 20-year career in the banking industry, DePierri brings a wealth of experience to the role. His rich history includes achieving organizational objectives while delivering high quality customer service. DePierri’s background also includes specialized banking software expertise. As Branch Manager, he will be pivotal in managing branch operations and staffing, sales and strategies, and the execution of growth incentives.
"DePierri's commitment to achieving positive outcomes and his passion for building strong customer relationships align perfectly with our vision at F&M Bank," said Sammy Stuard, F&M Bank CEO. "The Williamson County market is pivotal to the bank’s growth strategy,” said Stuard. “We trust his leadership and skillset will enhance opportunities available within the Franklin community and help the bank achieve key initiatives to propel it forward. We’re excited and privileged to welcome him aboard."
DePierri’s previous banking experience included roles as Relationship Manager and Vice President where he excelled in business development, community reinvestment, credit application management, and improving the delivery of products and services through education and communication.
With DePierri’s appointment as Branch Manager, F&M Bank continues its ongoing commitment to fostering bank growth and delivering the premier financial services clients expect. Please join us in extending a warm welcome to DePierri as he embarks on this new leadership journey with F&M Bank.
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May 3, 2023
F&M Bank, Tennessee Bankers Association make history with state’s first-ever banking program at Austin Peay
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John Peck, Ronnie Boling, Sammy Stuard, Dr. Michael Licari, Charlie Koon and Dr. Mickey Hepner.
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CLARKSVILLE, Tenn. – F&M Bank and the Tennessee Bankers Association have announced the “Banking on Govs” program, a new partnership with Austin Peay State University. The program is the first of its kind in Tennessee and will offer business students unique training, networking and mentorship opportunities within the banking industry.
“The ‘Banking on Govs’ program reflects our commitment to the student experience," said Dr. Michael Licari, Austin Peay president. "By partnering with our community, we provide Austin Peay students with practical learning opportunities, so that they can apply what they learn in class while gaining professional experiences.”
Qualified students from the College of Business will have the opportunity to attend the Tennessee Bankers Association Southeastern School of Banking with all expenses paid while connecting with banking professionals throughout their enrollment.
“It is our privilege to partner with the Austin Peay State University Foundation and the Tennessee Bankers Association to gift qualified APSU College of Business students with an experiential learning opportunity,” said Sammy Stuard, president of F&M Bank. “We are proud to be part of this inaugural program – the first in Tennessee state history. It is extremely gratifying to help students along their educational and professional roads to success.”
Selected students will participate in the program over two consecutive summers, taking a hands-on approach to learning the skills and insights necessary to succeed in the banking industry.
"Equipping aspiring banking professionals with the necessary blend of theoretical and practical skills is essential for a successful career in the industry,” said Ronnie Boling, director at TBA’s Southeastern School of Banking. “At The Southeastern School of Banking, students will gain a comprehensive understanding of the banking sector and have the chance to apply that knowledge in real-world settings. As a result, graduates will have a competitive edge in starting their careers. We are excited to collaborate with F&M Bank and Austin Peay State University in delivering this program, and we can't wait to see the positive impact it will have on the future leaders of the banking industry."
Erin Morton, director of development for Austin Peay’s College of Business, said she also looks forward to seeing students grow through their participation in the program.
“It has been an honor and a privilege working with F&M Bank and the Tennessee Bankers Association,” she said. “We are excited to help bring this program to fruition, offering a unique learning opportunity for our students.”
Students interested in participating in the “Banking on Govs” program should contact Dr. Dong Nyonna, chair of the department of accounting, finance and economics, at nyonnad@apsu.edu.
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April 17, 2023
F&M Bank Announces 2023 Officer Promotions
April 17, 2023 – F&M Bank announced the promotions of 19 individuals to new leadership positions within the company, following board approval in April 2023. “These individuals have demonstrated a strong commitment to their respective positions and have proven to be great leaders. Their dedication to exceptional customer experiences, community involvement and the stability and growth of our bank is commended,” said Sammy Stuard, President of F&M Bank.
Senior Vice President Promotions
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Albert Cartner joined F&M Bank in 2021 and serves as SVP, Commercial Lender in Springfield. |
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Charlie Koon joined F&M Bank in 2017 and serves as SVP, Director of Corporate & Military Development in Clarksville. |
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Jamie Webb joined F&M Bank in 2020 and serves as SVP, Commercial Lender in Clarksville. |
Vice President Promotions
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Sallie Eley joined F&M Bank in 2007 and serves as VP, Commercial Lender in Clarksville. |
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Robert Fowler joined F&M Bank in 2020 and serves as VP, Lender in Greenbrier. |
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Matt Hogan joined F&M Bank in 2018 and serves as VP, Credit Risk Officer in Clarksville. |
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Trey Vincent joined F&M Bank in 2014 and serves as VP, Security Officer in Clarksville. |
Assistant Vice President Promotions
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Heather Anderson joined F&M Bank in 2021 and serves as AVP, Branch Manager/Lender in Hendersonville. |
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Julie Ashworth joined F&M Bank in 2019 and serves as AVP, Branch Manager/Lender in White Bluff. |
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Wendy Henson Elliott joined F&M Bank in 2021 and serves as AVP, Branch Manager/Lender in White House. |
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Jessica Fussell joined F&M Bank in 2017 and serves as AVP, Senior Accountant, in Clarksville. |
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Rebecca Miller joined F&M Bank in 2017 and serves as AVP, Commercial Central Loan Processing Manager in Clarksville. |
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Grady Payne joined F&M Bank in 2020 and serves as AVP, Branch Manager/Lender in Murfreesboro. |
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Luke Tyler joined F&M Bank in 2017 and serves as AVP, Branch Manager/Personal Banker in Clarksville. |
You will find all officer contact information on the Meet Our Team page.
October 11, 2022
F&M Bank honored with American Bankers Association Foundation Community Commitment Award for exceptional military support
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Clarksville, TN – F&M Bank was nationally recognized by the American Bankers Association Foundation for its OPERATION: Partners Serve 2.0 program with a 2022 ABA Foundation Community Commitment Award. The award was given to F&M Bank for its efforts in the “Supporting Military Families” category and was presented during ABA’s Annual Convention on Oct. 4 in Austin, TX. This is the second year F&M Bank has been honored with this national recognition.
The ABA selection committee chose the winning banks based on the creativity and thoughtfulness of programs — traditional or innovative in nature and structure — that embody the ideals of corporate social responsibility and demonstrate success in measurable terms. Entries were divided into seven categories, including affordable housing, community and economic development, financial education, economic inclusion, protecting older Americans, supporting military families and volunteerism. Award winners were chosen by a field of nationally-recognized experts.
“We received many strong entries this year but F&M Bank and its OPERATION: Partners Serve 2.0 program stood out among the pack,” said Lindsay Torrico, executive director, ABA Foundation. “It’s wonderful to see an organization identify a need within its community and immediately get to work. We applaud F&M Bank for its unwavering commitment to community and hope others throughout the industry will be inspired to give back and drive community change.”
“At F&M Bank, social responsibility is more than just a phrase – it’s a commitment,” said Charlie Koon, F&M Bank’s VP/Director of Corporate and Military Business Development. “As long as there’s a need, and we have the resources, we’ll be there.”
Sammy Stuard, Pres/CEO stated, “As vital as Fort Campbell is to our community, making sure every soldier, family member, and veteran feels valued is important. We only grow because of our community. We owe it to our community to give back. We are humbled and honored to accept this award for our efforts.”
To learn more about the ABA Foundation Community Commitment Awards, visit aba.com/awards.
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Sammy Stuard, President/CEO, and Charlie Koon, VP/Director of Corporate and Military Business Development, accepted the ABA Community Commitment Award for Supporting Military Families at the 2022 ABA Annual Convention in Austin, TX.
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August 23, 2022
F&M Bank Updates Overdraft Services Program
More than ever before, emphasis is being placed on budgeting, saving and day-to-day managing of finances. Consumers and businesses alike are aware rising costs and unwelcome fees. Bounced checks and overdrafts can happen to anyone, whether due to an absent-minded oversight or a change in income. To assist our customers, F&M Bank has taken steps to eliminate some fees, reduce other and provide other options of managing your checking accounts.
- What are NSF fees?
NSF fees are charged when a check or ACH transaction is returned unpaid because you don’t have sufficient funds to cover pending transactions. An ACH transaction is an electronic transfer of funds, like paying your bills with our F&M Bank Online Bill Pay.
- What are Overdraft Fees on paid items?
Overdraft fees are assessed when a transaction in paid even when there are not enough funds in the account to cover it.
- We’ve reduced Non-sufficient Funds (NSF) and Overdraft (OD) fees from $37 to $18.
- We’ve reduced the Continuous OD fee from $7 to $3.50
- We’re introducing an overdraft cushion of $50 before you’re ever charged a fee.
In addition to lowering fees, the following changes are designed to make banking easier and provide you with resources to better manage your accounts:
- We’ve added an extra day to the OD grace period, so you won’t be charged a fee until Day 3.
- We’ve eliminated the Overdraft Protection Transfer Fee (formerly $7) so you won’t get charged when you need to use your Overdraft Protection.
- We’ve reduced the Stop Payment Fee from $37 to $18.
- We’ve eliminated the Low Balance Fee on Savings accounts (Previously $12 if balance was less than $100).
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