Online Banking

It's Your Choice. Bank Anywhere... Anytime!

Time is money. F&M Bank offers eServices that enable you to save both! Look at all the convenient ways F&M provides to access your accounts, transfer funds, pay bills, and more ... 24/7 with F&M banking online!

ENROLL TODAY!

Online Banking

Fast, Secure – And FREE!

F&M Bank’s Personal Online Banking gives you instant access to your accounts, banking services, and helpful financial tools. F&M Online Banking is completely secure, using passwords, multifactor authentication, and powerful encryption technology to keep your account information private. With Personal Online Banking, you can:

• Check Balances – Monitor checking, savings account, credit card, loans, line-of-credit accounts, and CDs
• View Account History – Track deposits, withdrawals, cleared checks and transfers
• Search Account History – Query by check number, amount and/or date
• Transfer Funds – Move funds between accounts
• Make F&M Loan Payments – By transferring funds from your F&M deposit account
• Download Transaction History – Download account history to financial software, including Quicken
• Review ATM Transactions
• SecureAlerts
• View Current and Prior statement account information - Learn more and enroll in eStatements!

Please contact us promptly if you believe your Online Account and/or any of these security functions have been compromised. Find a branch office location or you may call us toll-free 800-645-4199 or in Clarksville-Montgomery County at 931-645-2400.

Personal Online Bill Pay

A Faster, Easier Way To Pay!

• Fewer checks to purchase
• Fewer checks to write
• Fewer envelopes to address
• Fewer stamps to buy!

Telephone Banking

Account Info Only A Touch Away.

Your account information is just a phone call away with Telephone Banking. Using any touch-tone or cellular phone, you can call us toll-free ... 24 hours a day to:

• Review Checking, Savings And Loan Balances and Other Account Information
• Transfer Funds Between Accounts
• Make F&M Loan Payments

Telephone Banking (Inside Montgomery County) 552-0020 -- (Outside Montgomery County) 1-800-295-1519

ATM

F&M Bank is committed to providing safe, dependable, state of the art ATMs in Clarksville Tennessee, and multiple other locations in Middle Tennessee. Get cash and account information at any F&M Bank ATM ... and thousands of other machines nationwide displaying the VISA, MasterCard, Cirrus and Plus logos.

FIND AN ATM LOCATION

Use The F&M Mobile Banking App for Convenient Online Banking

Mobile devices have become almost essential for everyday life. With more and more people spending time on their phones or tablets, mobile online banking should also be accessible and easy.

Whether you’re managing your personal finances from home or on the go, the F&M MobilePlus! App provides you with easy access to useful features.

F&M Bank Personal Mobile App Features:

• Secure Login - Enter your Personal Online Banking Username and Password. After your first login you need only to enter your password to login or you can enable your Face ID.
• Instant Balance - Enable Instant Balance to quickly view account balances without logging in.
• View Account Balances, Transactions and Check Images - Account balances are displayed discreetly on your home screen. Select an account to quickly review your transactions and view check images.
• Transfer Funds between F&M Accounts - Whether you have a savings account or a checking account, Personal Mobile Banking makes managing your funds easy and hassle-free.
• Pay Bills - Secure mobile bill pay lets you tackle this task on-the-go.
• SecureAlerts
• Deposit Checks (Mobile Deposit) - Don’t have time to run by the bank? You can now securely remote deposit your checks just by taking a picture.
• View eStatements - Select the “more” option to view your eStatements as well as access other valuable features such as Setting options, Contact Us (secure message), and Geo-Locations.
• Geo-Location of F&M Branches and all ATMs - Need cash or in-person help? F&M MobilePlus! can help you find the nearest F&M Bank or enabled ATM near you.

How to Download the F&M Personal app:*

• You must have an active F&M Personal Online Banking account; and
• Have an Apple® device or Android™ device.
• On the App Store or Google Play, search for F&M Personal App, click the download links below, or scan the QR codes to get started.

How Do I Use My F&M MobilePlus! app

1. Touch the F&M Personal app icon on your home screen.
2. Follow the on-screen guide for entering your Personal Online Banking:
   • Username and Password
   • If you cannot remember your Password, reset it by selecting “Forgot Password” on the App login screen.
   • Your Personal Online account will lock if you incorrectly enter your password 3 times.
3. After reading and accepting the F&M Personal Mobile App Terms, you will be set up and ready to use the F&M Personal Mobile App!

For Help or Information call 931-645-2400 or 800-645-4199 toll-free, Monday-Thursday 8:30-4:00 CST; Friday 8:30-5:30 CST or you may send a secure email message.

*Although F&M Mobile Banking is offered at no charge, data service charges may apply through your wireless carrier.

What is required to enroll in eStatements?

Eligible customers may enroll online for eStatement.

eStatement customers must have and/or maintain the following to be eligible for eStatements:

• An active online banking account (Personal or Business Online Banking).
• A correct email address.
• A personal computer or other device capable of accessing the Internet and F&M Online Banking.
• An Internet web browser with capabilities to support commercially reasonable encryption software.
• Adobe Acrobat Reader version 8.0 and above. Don't have Adobe Reader?  Download here for free.

How will I know when my new statement is ready?

You will receive a notice via email when your current eStatement is available to review.

What if I change my email address?

It is important that customers maintain a correct email address with our bank.  If you change your email address, please contact Customer Service at 1.800.645.4199.*

How will I view my eStatements?

• For consumer accounts, statements are made available via F&M Personal Online Banking and F&M Personal Mobile App.
  • Sole Proprietors (only) may access their business account eStatement via F&M Personal Online Banking.
• For Business accounts, statements are made available via F&M Business Online Banking.
  • Customers who own business and consumer deposit accounts may access eStatements for both using F&M Business Online Banking.
  • At this time, eStatements are not available via F&M Business Mobile App.

How long will my eStatements be available?

A rolling 24 months of eStatements are made available.

What if I need a paper copy?

You may request a paper copy of an eStatement (for pickup or mail) by contacting Customer Service at 1-800-645-4199.*

Paper statement fee is $5.00 per statement.

What if I still have more questions?

Please call Customer Service at 1-800-645-4199 or contact your local branch.*

*Customer Service Business Hours: Monday-Thursday 8:30 am – 4:00 pm CST Friday 8:30 am – 5:30 pm CST (excluding holidays)