Home Loan Solutions
At F&M, we take time to understand your needs and find the lending solution that’s right for you. Whether you’re buying your first home or your next one, our team is here to help every step of the way. Apply at your convenience and move forward with confidence, knowing you have a trusted lending partner by your side.
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Mortgage Options
From conventional and FHA loans to VA, USDA, jumbo, and THDA first-time homebuyer programs, we offer a full range of mortgage solutions to fit your situation. Our local advisors will help you find the right fit and guide you through every step of the process.
Jeffrey Landon Byrd,
Mortgage Loan Officer - NMLS #554863
Adjustable Rate Mortgage
Buying a home or refinancing is easy and affordable at F&M. We offer a competitive rate, low closing costs, and a dedicated team of lenders to assist you. Start the journey to buying your new home today.
Home Construction
If you're building a home, a construction loan can be an ideal source of cash through the building process. You won't pay any interest until the funds are used or drawn, giving you a convenient and affordable way to meet ongoing building expenses We also offer a variety of financing options once your home is complete.
Home Equity Line of Credit (HELOC)
If you have equity in your home, you can use that asset to fund important projects, including home improvements and higher education. A HELOC is a smart option with affordable interest rates and terms.
Get detailed information about HELOCs here.
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Calculate Your Loan Payment
Wondering how much house you can afford? Try out our financial calculators to get an estimate of payments and much more!
From dream to doorstep, your path to home ownership starts here.
F&M has been helping Middle Tennessee families find their way home for generations. Let us help you do the same.
We’ll turn your dream into your address. Not sure where to start?