More Tools to Help Your Business Run Better.
From accepting card payments to depositing after hours, F&M offers a range of business services designed to save you time, reduce overhead, and keep things moving.
The right tools make all the difference.
Whether you're looking to modernize how you accept payments, streamline deposits, or stay compliant, F&M has practical solutions built for businesses of all sizes.

merchant services
Accept more payment. Grow your revenue.
F&M brings you industry-leading payment processing solutions. Accept all major credit and debit cards, gift cards, mobile wallet payments, and more, with a customized plan built around your business needs.
Flexible Payment Options
Give customers more ways to pay, in person, online, and on the go.
Reduce Overhead
Fewer cash and check receivables means less accounting, collection, and paperwork.
Proven Expertise
Backed by over 25 years of experience and partnerships with the top five processors in the industry.
Features
- All major credit and debit cards accepted
- Gift card and mobile wallet payment support
- Face-to-face service and customized setup
- Cutting-edge, secure, and reliable systems
- Contact us to request more information
More Ways F&M Supports Your Business
From depositing checks at your desk to dropping off cash after hours, here are a few more services designed to save you time and keep your business running smoothly.
Remote deposit Capture
Deposit checks from your desk without a trip to the bank. Our Remote Deposit Capture service lets you scan checks directly from your office for same-day submission.
Monthly service fee and annual scanner fee apply.
night depository
Drop off deposits any time, day or night, at secure F&M locations throughout Middle Tennessee. Your funds are credited the following business day, so you can close out the day knowing your earnings are safe.
beneficial ownership
Federal regulations require us to collect identifying information for individuals with 25% or more ownership or significant managerial control of a legal entity each time a new account is opened. Contact us at 800-645-4199 with any questions.
Treasury Management Solutions
Take control of your cash flow with tools for payroll, ACH transfers, wire origination, and fraud protection, all managed through your business online banking account.
Learn More
Ready to put these tools to work?
Our team is happy to walk you through any of these services and help you find the right fit for your business.
Contact us for More Information
