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Download the New Mobile Apps!

You can now download our new app in both Apple App Store and Google Play Stores. Remember, we won't ever call you for personal information. Phone/text scams often increase during changes—stay alert & contact your local branch if suspicious.

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Security Center

Get Help, Support, and Account Security in One Place.


SEcurity
rEMINDER

We will never call, text, or email you asking for: your online or mobile banking username or password, your full social security number, your full account number, your debit card's number, PIN, security code, or one-time passcodes.

Do not respond to suspicious calls, texts, or emails.
Do not click links or download attachments from unknown sources.
Contact your local F&M branch directly if you are unsure about any communication.

customer
service:



800-645-4199
Lost or Stolen Cards:


800-472-3272
Debit card activation center:


800-567-3451
24/7 fraudulent transaction hotline:

800-262-2024
Protecting Vulnerable Customers

Elder financial abuse is often as damaging as violent crime and frequently occurs through phone-based scams and manipulation.
Seniors should never share personal or financial information with unsolicited callers and should carefully monitor bank statements and credit activity.
Using safeguards like secure mail practices, credit monitoring services, and direct deposit can significantly reduce risk of fraud and theft.

Watch out for these Risks

Phishing emails, fake phone calls, spoofed caller ID, and fraudulent websites are common tactics used to steal personal information.
Scammers often create urgent or enticing messages (gift cards, delivery alerts, account updates) to trick users into responding without verification.
Safer practices include typing URLs directly into the browser, avoiding suspicious links, and verifying that websites use secure “https” connections.

Best Practices for Online and PC Security

Keeping antivirus software, anti-spyware tools, browsers, and operating systems updated is essential for protecting against cyber threats.
Always access financial or personal accounts by typing URLs directly and confirming secure indicators like “https” and a lock icon.
Avoid sharing sensitive information via email, clicking suspicious links or attachments, and storing passwords in easily accessible locations.

 

Helpful Links

These external links are provided as a courtesy. F&M does not endorse or control the content of the sites below.

free annual credit report

Annualcreditreport.com

better business bureau

bbb.org

fbi internet crime complaint center

ic3.gov

national cyber security alliance

StaySafeOnline.org

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