Services That Work as Hard as You Do.
From everyday spending tools to deposit options and payment solutions, F&M offers a range of services designed to make your financial life easier. Explore what's available to you as an F&M customer.
Find what works for you.
Whether you're looking for smarter ways to pay, earn, or protect your money, our services are here to support you at every stage. Take a look at what F&M has to offer and find the right fit for your financial needs.
Direct Deposit
Skip the trip to the bank. With direct deposit, your paycheck, Social Security, or retirement funds go straight into your F&M account. No fees, no waiting, funds available immediately.
Credit Cards
Consumer Credit Cards
Whether you want to earn rewards, maximize cash back, or build your credit history, we have a card for you.
Business Credit Cards
Find the right fit for your business with low rate, cash back, or flexible rewards options.
Zelle®
We have partnered with Zelle® to bring you a fast and easy way to send and receive money with friends, family, and people you know. With Zelle®, you can send money directly from your account to enrolled recipients in minutes, all from the convenience of online banking or our mobile app.
More Information
uchoose rewards®
Earn points on the purchases you already make.
Your F&M debit card does more than just pay. With uChoose Rewards, every qualifying purchase earns points you can redeem for electronics, merchandise, travel, gift cards, cash back, and more.
Earn Points Easily
Earn 1 point for every $2 spent on purchases made with your F&M Visa Debit Card.
More Ways to Earn
Shop through uChooseRewards.com to earn bonus points at participating retailers, both online and in-store.
Redeem Your Way
Browse a full catalog of rewards, build a Wish List, and redeem for the things you actually want.
Features
- Register your F&M debit card at uChooseRewards.com to get started
- Earn points on everyday purchases including gas, groceries, and online shopping
- Shop participating retailers through uChooseRewards.com for bonus points
- Redeem for merchandise, travel, gift cards, cash back, and more
- Create a Wish List to track rewards you're working toward
uChoose Rewards® is a registered trademark of Fiserv, Inc.
There's more to explore.
Every F&M customer has access to a full range of services built to make life easier. Have questions or want to learn more? Stop by any branch and our team will be happy to walk you through everything we have to offer.
Mobile Wallet
Pay faster and more securely with Apple Pay, Google Pay, or Samsung Pay using your F&M debit card. It protects your card number through encryption and is accepted in person at participating stores and online.
Greenlight
F&M has partnered with Greenlight to provide you with tools that will help teach your kids and teens about money in a digital world and smart money management.
Learn More
More than Personal Banking
Our commitment doesn't stop with personal banking. F&M provides business accounts, treasury services, payment solutions, and lending options to help support your day-to-day operations and long-term goals.