Visit Rivers and Spires Website! 

Request your 2013 statements today!

Meet the Centsables Here!

We may be calling you...

Verified by Visa - Register Today! 

 VIP Interest Checking Slide

Home Loans Reality

Mobile Banking Anywhere

eBanking Its THAT Easy

MyChoice Debit Slide

Merchant Research

Online Education Center Slide

 

F&M Visa® Debit Cards

Lost or Stolen Card

1-800-554-8969

24/7 Fraudulent
Transaction Hotline

1-800-262-2024 (Inside US)
1-973-682-2652 (Outside US)

FREE with Your F&M Personal or Business Checking Account

F&M Debit CardMake a simple swipe of your F&M Visa® Debit Card instead of writing checks or using cash... anywhere Visa® is accepted.

Use Your Visa® Debit Card Like Cash Because:

  • It’s easier than writing a check
  • There’s no approval process at the time of purchase
  • It’s more convenient to carry than checks
  • You save money by not having to reorder checks as often

Benefits Included with any F&M Visa® Debit Card

All F&M Visa® Debit Cards come with access to these great benefits. Be sure to register your card with these providers to take advantage of all the valuable benefits below:

$1,000

Daily
Point-of-Sale
Limit*
$300

Daily
ATM Withdrawal
Limit*
Verified-by-Visa UChoose
Want to Raise Your Limit? Planning a vacation? Looking to purchase new appliances for your home or redecorating? Ask an F&M Bank representative or call 800-645-4199 today to raise your daily point of sale or ATM withdrawal limit. Add an additional level of protection to purchases you make online Earn points towards merchandise, travel or cash for the purchases you make

* Subject to your account's available balance.

 

PhotoDebit

Personalize Your Card with a MyChoice Photo Debit Card

All F&M Checking Accounts come with a FREE standard Visa® Debit Card. But if you want to PERSONALIZE your Debit Card … we give you TWO great choices! Best of all, you can create your personalized Debit Card online. Click here to learn more.