Accepting credit and debit cards is vital to survival in today's merchant environment. Not only does accepting credit/debit card payments give your customers more flexibility with payment options, it has been concluded that customers who are given the option to use a credit/debit card will spend more on their purchases than cash-only customers - thereby increasing your sales revenue.
Let us provide you with a competitive rates analysis on credit and debit card processing for Visa, Discover, and MasterCard and enrollment services for American Express.
F&M Bank provides business customers with the opportunity to make deposits 7 days a week, 24 hours a day with our Night Depository Service. This convenient service provides a secure place to put deposits after regular banking hours. All business clients will appreciate having a safe place to drop off their deposits.
- The safety of a vault protected depository
- Peace of mind knowing checks and cash will be safely received by the Bank
- Convenient locations available 24 hours a day
- Appreciate the security of knowing your check cannot be lost in the mail or stolen from a mailbox
- Deposits are credited to your account the following business day
Our Remote Deposit Capture Service enables a business customer to scan checks from their office to the bank for deposit to their account.
Ideal Remote Deposit Business Customer
- The business deposits are primarily check deposits with little to no cash deposits.
- The business does not require, or seldom requires cash or coin for operating.
- The business is in a location where no F&M Branch is established or the F&M Branch is not conveniently located for the business.
Customer Hardware/Software Requirements
- P42GHz Processor
- 1GB RAM or 2GB RAM if using Vista or Windows 7
- XP Pro, VIsta Business, Vista Ultimate, Windows 7 Professional, Windows 7 Business, Windows 7 Ulimate, or Windows 7 64-Bit
- High-speed USB 2.0 port
- No minimum hard drive size
- $100 Annual Scanner Fee
- $30 RDC Service Fee
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