UPDATE: Target Provides Update on Data Breach…
Target announced on its website this morning that certain guest information was also removed from their systems during the compromise time frame of November 27 through December 15, 2013.
This information included names, mailing addresses, phone numbers, and email addresses for up to 70 million individuals. Please note that this type of consumer data is not part of the cardholder data used in the card authorization process at the point of sale.
For more information, please visit Target’s website at:
F&M Bank has announced the addition of Joe Repass as a mortgage loan originator in the bank’s mortgage center at 10 Cadillac Drive, Suite 100, in Maryland Farms. “He brings 18 years of experience in the mortgage industry and offers his clients of wealth of knowledge in the home financing process,” stated Rodney Wilds, manager of the Brentwood/Maryland Farms Office.
He can be reached by calling 615-400-7564 or by emailing him at firstname.lastname@example.org.
According to recent news reports, Target stated that data on 40 million of their customers’ credit and debit cards may have been breached by cyber-crooks during the period of November 27th through December 15th. (Card information may not limited to this specific time period.)
Cyber-crooks may now have shoppers’ names, card numbers, expiration dates and three digit security codes at their disposal. The data breach did not affect online purchases.
F&M Bank encourages customers to be vigilant in checking their accounts for suspicious activity and to immediately report any suspicious activity by any methods listed.
F&M Bank provides 'advanced fraud-monitoring’ for debit card users. A Visa representative may call you concerning a specific transaction. The Visa representative ‘already has your account number, expiration date, and three digit security code and will never ask for this information. They may verify the last four digits of your card or your Social Security Number for identification purposes only.
If we suspect fraudulent ATM or debit card use, we will be calling you to validate the legitimacy of the transaction(s). Your immediate response to our call is critical, so that we can eliminate any potential risk and avoid placing restrictions on the use of your debit card(s).
Our automated call will ask you to verify recent transaction activity on your card. You will:
You will not be asked to provide your full debit card number, account number or any personal identification.
If you have any questions or need additional information regarding our ATM/Debit card monitoring services, call us at 931-645-2400 or 800-645-4199 (toll free) during business hours listed.
John Rudolph has been named to the position of Commercial Lender and Vice President at F&M Bank. He will be located at 50 Franklin Street in Clarksville.
“John is recognized as a highly skilled banker with a strong networking, relationship building and sales background. He understands community banking and he will certainly be a compliment to our commercial lending team,” stated Sammy Stuard, President and CEO.
John holds a Bachelors degree in Business Administration from Austin Peay State University and is a summa cum laude graduate of the Paul W. Barret, Jr. Graduate School of Banking. He is a member of the Clarksville Downtown Kiwanis Club, is a graduate of Leadership Clarksville and served on the Clarksville River District Commission. He and his wife, Mindy, have three daughters and reside in Clarksville.
On Wednesday, September 25, 2013, online banking enhancements will provide more thorough authentication during the security challenge question process within Retail Online and Business Online. Therefore, our online banking customers may receive security challenges more frequently.
Community Banks Grow with Creativity (August 30, 2013) - Most community banks in Middle Tennessee don’t have the multi-billion dollar deposits of large national operations such as Regions or Bank of America.
They don’t have quick access to multiple branches all over the region or even have the most competitive rates on loans.
Yet, many community banks are finding customers – and plenty of them – by offering loans and services often overlooked by larger banks and by carving out special niches of expertise.
F&M Bank, a 107-year-old bank headquartered in Clarksville, could be mistaken for an event planning and travel agency. The bank organizes local, regional, national and international events, as well as trips at a discount for customers ranging from European cruises to excursions to local museums and theaters... (Continue Reading)
Your Visa card is now equipped with Verified by Visa—it password protects your card for free. This simple to use service confirms your identity with an extra password when you make an online purchase. There's no need to download anything or install any software, and there is no service charge. Verified by Visa is just another SMART CHOICE! that F&M Bank has added for the security of your account(s). Shop online with Verified by Visa today! Click here to learn more and to enroll.
Congratulations to our 15 lucky winners! We hope you enjoy your new grill and other awesome prizes over the upcoming Labor Day weekend. Thank you to everyone who participated! F&M Bank Announces 2013 Great Grilling Giveaway! We're giving away 15 electric grills, 2 director's chairs and some awesome F&M goodies. Stop by any branch to register before August 23. Limit one entry per person per day. Click here for details and full official rules.
F&M Bank has announced that Debbie Lowe has been named vice president and commercial lender in its Lebanon office. “She brings 30 years of banking experience and will play a vital role in the expansion of our loan portfolio in Wilson County,” remarked Sammy Stuard, bank president and CEO.
Debbie's strengths lie in customer needs analysis, management and implementation of credit policies and procedures, and loan pricing and underwriting. She specializes in real estate lending, mainly commercial, mixed with commercial loans secured with residential property.
She can be reached at the banks 225 West Main Street location or by calling 615-444-4841 or emailing her at email@example.com.
The pricetag from flooding was once again heavy throughout the region, prompting Clarksville-based F&M Bank this week to announce a partnership with the Greater Nashville Regional Council (GNRC) and Federal Home Loan Bank (FHLBank) of Cincinnati, Ohio, to disburse grant funds through a FHLBank Disaster Reconstruction Program.
Counties included in the disaster declaration area as a result of April flooding include Montgomery, Houston, Henry and Benton counties, as well as Stewart County, in Tennessee, plus Calloway, Christian and Trigg counties in Kentucky.
To read full article, click here.
The setting appears to be a small bank lobby. But the F&M employees behind the teller line aren’t counting real money or waiting on actual customers. They are in the organization’s new employee training center, learning the ins-and-outs of the often complicated and federally regulated skills associated with jobs in banking.
Click Here for full article.
F&M Bank has announced the promotions of four veteran mortgage employees, according to Sammy Stuard, bank president.
Denise Alexander, vice president and mortgage operation manager for the bank’s Mortgage Department to senior vice president of the bank; Yvonne Witzler, assistant vice president and manager of the Clarksville mortgage office to bank vice president; Rodney Wilds, manager of F&M’s Brentwood mortgage office to bank vice president and Brian Maggart, manager of bank’s Hendersonville mortgage office to bank vice president.
“These four employees have been instrumental in the growth and profitability of the bank’s mortgage department. Their leadership, experience and keen understanding of today’s mortgage environment have enabled F&M to expand its market share throughout Middle Tennessee,” Stuard stated.
The U.S. Department of Agricultures Guaranteed Rural Housing program presented its Premier Lender for 2012 award to F&M bank. F&M Mortgage ranked seventh in the state for GRH leans to families with moderate house hold incomes and fourth year-to-date for Tennessee Housing Development Agency loans.
F&M Bank has announced the addition of Alana Young as a mortgage loan originator in the bank’s mortgage center at 10 Cadillac Drive, Suite 100, in Maryland Farms. “She brings 14 years of experience in the mortgage industry and offers her clients a wealth of knowledge in the home financing process,” remarked Rodney Wilds, manager of the Brentwood/Maryland Farms Office.
Young has been recognized by the Nashville Mortgage Bankers Association for her sales achievements and has received the President’s Club award on several occasions from mortgage companies with which she has been associated. She is a Nashville native and received her bachelor’s degree from the University of Tennessee at Knoxville.
She can be reached by calling 615-390-4349 or by emailing her at firstname.lastname@example.org.
Representatives of the United States Department of Agriculture’s Guaranteed Rural Housing (GRH) Program presented its prestigious “Premier Lender for 2012” award to representatives of F&M Bank. GRH representatives making the presentation are (from left) Deneen Clayton and Shinika Jenkins, GRH Loan Specialists, and Don Harris, GRH Housing Program Director. Accepting the award are F&M representatives, DeWayne Olive, F&M Executive Vice President/Chief Financial Officer, Denise Alexander, Vice President/Mortgage Operation Manager, Yvonne Witzler, Assistant Vice President/ Manager/Clarksville Mortgage Office and Rodney Wilds, Manager/Brentwood Mortgage Office. The F&M Mortgage Department ranked 7th in Tennessee in GRH loans to families with moderate household incomes. Additionally, F&M Bank ranked 4th in year-to-date rankings for Tennessee Housing Development Agency Loans.
Click here for our FHLB Welcome Home Loan Program 2013 Presentation. The Federal Home Loan Bank of Cincinnati (the FHLBank) has established a set-aside of Affordable Housing Program (AHP) funds to help create homeownership. These funds are available to Members of grants to assist homebuyers under the Welcome Home Program. This is a general description of the program. Complete information and documents are available at www.fhlbcin.com.
F&M Bank has named Joy Daniels assistant vice president and manager of its Dover Road Office in Clarksville.
“Joy brings over ten years of banking experience to F&M and is very familiar with the Clarksville market. She is an experienced lender and manager and we are pleased she chose to join our bank,” stated Sammy Stuard, President and CEO.
F&M Bank is one of the state’s top 15 independent banks and operates 15 full-service banking and mortgage operations in Montgomery, Wilson, Sumner, Robertson, Stewart, Putnam and Rutherford counties. In addition, it operates mortgage-only offices in Brentwood and Green Hills in Davidson County.
Daniels can be reached at email@example.com or 931-905-7975.
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