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September 12, 2014

Security Breach at Home Depot

Statement from Home Depot, "Last Tuesday, September 2, we disclosed that we were investigating a possible breach of our payment data systems. We want you to know that we have now confirmed that those systems have in fact been breached, which could potentially impact any customer that has used their payment card at our U.S. and Canadian stores, from April forward. We do not have any evidence that the breach has impacted stores in Mexico or customers who shopped online at HomeDepot.com."

For more information and full statement, click here.

June 12, 2014

Lankford Presented with Paul Harris Fellow Award

Lankford Receives Paul Harris Fellow Award

Congratulations to our own Jason Lankford, VP/Commercial Lender (Cookeville) who was recently recognized as Rotarian of the Year by the Cookeville Rotary.  Jason also received the Paul Harris Fellow Award, which is the top recognition for service and philanthropy by Rotary International.

May 29, 2014

Jones Selected to Lead F&M Mortgage in Murfreesboro

Jones-webMurfreesboro, Tenn. – F&M Bank has announced the hiring of Patrick Jones to lead its Mortgage Services office in Murfreesboro.  Patrick brings over ten years of mortgage services experience in the Rutherford, Davidson and Sumner County area.

"He offers his clients a wealth of knowledge in the home financing process.  We need more managers and originators like Patrick who have the knowledge to help us keep up with the home loan demand, and who can make the mortgage process extremely easy for our customers," stated Rodney Wilds, vice president of F&M's mortgage division in  Williamson, Davidson, Rutherford and Wilson counties.

Patrick can be reached by calling (615) 668-6838.  He will be headquartered at F&M's 1639 Medical Center Parkway office in Murfreesboro and may also be contacted by email at patrick.jones@myfmbank.com.


May 5, 2014

F&M Bank Announces Seven Promotions

CLARKSVILLE, TENN. — F&M Bank has announced the following promotions of seven employees, according to Sammy Stuard, bank CEO and president.

“We are pleased to recognize these individuals for their hard work and dedication. Each has taken a leadership role in positioning F&M’s growth and success across middle Tennessee,” Stuard said in a news release.

Among them:

•  Jo Hughes, vice president and director of Security, has been promoted to senior vice president.

•  Shela Williams, vice president for Branch Administration and Marketing, has been promoted to senior vice president.

•  Sue Palmore, vice president for Loan Administration, has been promoted to to senior vice president.

•   Michael Jones, vice president and BSA officer, has been promoted to vice president and director of Internal Audit and BSA officer.

•  Sally Lee, assistant vice president and senior commercial loan processor/commercial lender, has been promoted to vice president.

•  Amanda Dean, mortgage compliance specialist, has been promoted to assistant vice president of the Mortgage Division.

•  Carrie Hendrick, accounts payable manager, has been promoted to assistant controller.

To view full article from The Leaf Chronicle, click here.

March 11, 2014

Watson Named Branch Manager

Brittany Watson

F&M Bank has announced that Brittany Watson has been named Branch Manager and consumer lender in its Hendersonville banking office.

“We are pleased to recognize Brittany’s banking and leadership skills. We hired Brittany five years ago when she graduated Cum Laude from Austin Peay State University and she has certainly contributed to F&M’s overall strength and performance in the Hendersonville market,” remarked Sammy Stuard, bank president and CEO.

Brittany can be reached at the banks 100 Bluegrass Commons, Suite100 location or by calling 615-338-3839 or emailing her at brittany.watson@myfmbank.com.


March 5, 2014

HOME FREE to Perform at F&M Bank

Home Free, the all-male country group whose winning performances on NBC’s The Sing-Off captivated millions and launched the group into the national spotlight, will provide the entertainment for F&M Bank’s annual Rivers and Spires event on Friday evening, April 25 in Clarksville.

Held in The Franklin Room atop F&M Bank, the evening begins with a social hour and reception, followed by dinner.  Home Free will entertain at 8 pm.  The five members are brothers Chris and Adam Rupp, Austin Brown, Rob Lundquist and Tim Foust. 

Home Free was originally and all-purpose a cappella group singing a variety of musical styles of which county was only a minor one.  Their styling as a country group is relatively recent. Winners of the fourth season of the popular NBC show, “The Sing-Off”, the group won $100,000 and a recording contract with Sony.   Their first album, “Crazy Life” was recently released.

“We contracted with them before they won NBC’s The Sing-Off and are really excited they will be joining us for our event.  It is always a sellout and we expect this year will certainly be no exception,” stated Fred Landiss, F&M Sr. VP and Director of Marketing at Public Relations. CLICK HERE for reservation information.

February 20, 2014

F&M Bank's Dewayne Olive Honored

Dewayne Olive, Chief Financial Officer, of F&M Bank was recently honored by the Greater Nashville Affiliate of the Susan G. Komen Breast Cancer Foundation at its annual Pink Tie Party.  Ten "Pink Tie Guys" were honored as members of the 2014 Class and recognized as influential leaders who help mobilize, energize and engage audiences in the breast cancer movement.

"The Pink Tie Guys are leaders who attest to the powerful fact that breast cancer is a disease that knows no boundaries and who bring a male voice to the urgency of finding the cure(s)."  Dewayne represents all those qualities and the Foundation is pleased to recognize his efforts," stated, Patty Harman, Executive Director of Susan G. Komen Greater  Nashville.

"We've all been touched by this terrible disease.  Susan G. Komen, the organization, grew from her sister's simple but powerful promise to end breast cancer by finding a cure.  Today, that promise has grown to an international organization providing funding for critical breast cancer research and a voice educating women about early detection and effective treatment.  We can all play a role to eliminate breast cancer by assisting Susan G. Komen," commented Olive.

February 11, 2014

F&M Bank Promotes Lowe, Ellithorpe and Sanders

Clarksville, Tenn.---F&M Bank has announced the following promotions for three employees, according to Sammy Stuard, bank CEO and president.

Debbie Lowe, vice president and lender has been promoted to branch manager of the Lebanon banking office.

Sarah Ellithorpe, customer service representative, has been promoted to the position of assistant branch manager and customer service representative of the Lebanon banking office.

Nathan Sanders, consumer lender/loan assistant, has been promoted to the position of branch manager and lender of the Murfreesboro banking office.

“These individuals have worked incredibly hard and have taken a leadership role in positioning F&M’s growth and success in both Wilson and Rutherford Counties.” remarked Stuard.

January 10, 2014

Security Breach at Target Stores

UPDATE:   Target Provides Update on Data Breach…

Target announced on its website this morning that certain guest information was also removed from their systems during the compromise time frame of November 27 through December 15, 2013.

This information included names, mailing addresses, phone numbers, and email addresses for up to 70 million individuals. Please note that this type of consumer data is not part of the cardholder data used in the card authorization process at the point of sale.

For more information, please visit Target’s website at:


January 2, 2014

Repass Hired as New F&M Mortgage Lender

Joe Repass

F&M Bank has announced the addition of Joe Repass as a mortgage loan originator in the bank’s mortgage center at 10 Cadillac Drive, Suite 100, in Maryland Farms.  “He brings 18 years of experience in the mortgage industry and offers his clients of wealth of knowledge in the home financing process,” stated Rodney Wilds, manager of the Brentwood/Maryland Farms Office.

He can be reached by calling 615-400-7564 or by emailing him at joe.repass@myfmbank.com.


December 19, 2013

According to recent news reports,  Target stated that data on 40 million of their customers’ credit and debit cards may have been breached by cyber-crooks during the period of November 27th through December 15th.    (Card information may not limited to this specific time period.)

Cyber-crooks may now have shoppers’ names, card numbers, expiration dates and three digit security codes at their disposal.    The data breach did not affect online purchases.

F&M Bank encourages customers to be vigilant in checking their accounts for suspicious activity and to immediately report any suspicious activity by any methods listed.

F&M Bank provides 'advanced fraud-monitoring’ for debit card users.   A Visa representative may call you concerning a specific transaction.   The Visa representative ‘already has your account number, expiration date, and three digit security code and will never ask for this information.   They may verify the last four digits of your card or your Social Security Number for identification purposes only.

If we suspect fraudulent ATM or debit card use, we will be calling you to validate the legitimacy of the transaction(s). Your immediate response to our call is critical, so that we can eliminate any potential risk and avoid placing restrictions on the use of your debit card(s). 

Our automated call will ask you to verify recent transaction activity on your card.  You will:

  • Be able to respond via your phone's touch tone keypad.
  • Be provided with a 24/7 toll free number should you have additional questions
  • Receive a case number. Provide this case number and the last 4 digits of your debit card number when calling for additional information. You may be asked to provide the last 4 digits of your SSN for further identification.

You will not be asked to provide your full debit card number, account number or any personal identification.

If you have any questions or need additional information regarding our ATM/Debit card monitoring services, call us at 931-645-2400 or 800-645-4199 (toll free) during business hours listed.

October 1, 2013

Rudolph Named New VP at F&M Bank 

John Rudolph

John Rudolph has been named to the position of Commercial Lender and Vice President at F&M Bank. He will be located at 50 Franklin Street in Clarksville.

“John is recognized as a highly skilled banker with a strong networking, relationship building and sales background. He understands community banking and he will certainly be a compliment to our commercial lending team,” stated Sammy Stuard, President and CEO.

John holds a Bachelors degree in Business Administration from Austin Peay State University and is a summa cum laude graduate of the Paul W. Barret, Jr. Graduate School of Banking. He is a member of the Clarksville Downtown Kiwanis Club, is a graduate of Leadership Clarksville and served on the Clarksville River District Commission. He and his wife, Mindy, have three daughters and reside in Clarksville.


September 23, 2013

Important Information for our Online Banking Customers

On Wednesday, September 25, 2013, online banking enhancements will provide more thorough authentication during the security challenge question process within Retail Online and Business Online.  Therefore, our online banking customers may receive security challenges more frequently.


September 10, 2013

F&M Bank Featured in Nashville Ledger Article

Community Banks Grow with Creativity (August 30, 2013) - Most community banks in Middle Tennessee don’t have the multi-billion dollar deposits of large national operations such as Regions or Bank of America.

They don’t have quick access to multiple branches all over the region or even have the most competitive rates on loans.

Yet, many community banks are finding customers – and plenty of them – by offering loans and services often overlooked by larger banks and by carving out special niches of expertise.

F&M Bank, a 107-year-old bank headquartered in Clarksville, could be mistaken for an event planning and travel agency. The bank organizes local, regional, national and international events, as well as trips at a discount for customers ranging from European cruises to excursions to local museums and theaters...  (Continue Reading)


July 22, 2013

Verified by Visa

Verified by Visa - Register Today!

Your Visa card is now equipped with Verified by Visa—it password protects your card for free. This simple to use service confirms your identity with an extra password when you make an online purchase. There's no need to download anything or install any software, and there is no service charge. Verified by Visa is just another SMART CHOICE! that F&M Bank has added for the security of your account(s). Shop online with Verified by Visa today! Click here to learn more and to enroll.


July 15, 2013

Enter to win the F&M Bank Great Grilling Giveaway!

F&M Grilling Giveaway Logo

Congratulations to our 15 lucky winners!  We hope you enjoy your new grill and other awesome prizes over the upcoming Labor Day weekend.  Thank you to everyone who participated! F&M Bank Announces 2013 Great Grilling Giveaway!  We're giving away 15 electric grills, 2 director's chairs and some awesome F&M goodies.  Stop by any branch to register before August 23.  Limit one entry per person per day. Click here for details and full official rules.

July 1, 2013

Lowe Hired as New F&M Lender

Debbie Lowe

F&M Bank has announced that Debbie Lowe has been named vice president and commercial lender in its Lebanon office. “She brings 30 years of banking experience and will play a vital role in the expansion of our loan portfolio in Wilson County,” remarked Sammy Stuard, bank president and CEO.

Debbie's strengths lie in customer needs analysis, management and implementation of credit policies and procedures, and loan pricing and underwriting. She specializes in real estate lending, mainly commercial, mixed with commercial loans secured with residential property.

She can be reached at the banks 225 West Main Street location or by calling 615-444-4841 or emailing her at debbie.lowe@myfmbank.com.


June 12, 2013

F&M Bank Participates in FHLBank Disaster Reconstruction Program for Area Flood Victims 

The pricetag from flooding was once again heavy throughout the region, prompting Clarksville-based F&M Bank this week to announce a partnership with the Greater Nashville Regional Council (GNRC) and Federal Home Loan Bank (FHLBank) of Cincinnati, Ohio, to disburse grant funds through a FHLBank Disaster Reconstruction Program.

Counties included in the disaster declaration area as a result of April flooding include Montgomery, Houston, Henry and Benton counties, as well as Stewart County, in Tennessee, plus Calloway, Christian and Trigg counties in Kentucky.

To read full article, click here


May 20, 2013

F&M Bank Opens New Employee Training Center

F&M Training Center

The setting appears to be a small bank lobby. But the F&M employees behind the teller line aren’t counting real money or waiting on actual customers. They are in the organization’s new employee training center, learning the ins-and-outs of the often complicated and federally regulated skills associated with jobs in banking.

Click Here for full article.


April 24, 2013

F&M Promotions Announced

F&M Bank has announced the promotions of four veteran mortgage employees, according to Sammy Stuard, bank president.

Denise Alexander, vice president and mortgage operation manager for the bank’s Mortgage Department to senior vice president of the bank; Yvonne Witzler, assistant vice president and manager of the Clarksville mortgage office to bank vice president; Rodney Wilds, manager of F&M’s Brentwood mortgage office to bank vice president and Brian Maggart, manager of bank’s Hendersonville mortgage office to bank vice president.

 “These four employees have been instrumental in the growth and profitability of the bank’s mortgage department.  Their leadership, experience and keen understanding of today’s mortgage environment have enabled F&M to expand its market share throughout Middle Tennessee,” Stuard stated.

The U.S. Department of Agricultures Guaranteed Rural Housing program presented its Premier Lender for 2012 award to F&M bank.  F&M Mortgage ranked seventh in the state for GRH leans to families with moderate house hold incomes and fourth year-to-date for Tennessee Housing Development Agency loans.

March 20, 2013

Young Hired as New F&M Mortgage Lender

Alana Young

F&M Bank has announced the addition of Alana Young as a mortgage loan originator in the bank’s mortgage center at 10 Cadillac Drive, Suite 100, in Maryland Farms. “She brings 14 years of experience in the mortgage industry and offers her clients a wealth of knowledge in the home financing process,” remarked Rodney Wilds, manager of the Brentwood/Maryland Farms Office.

Young has been recognized by the Nashville Mortgage Bankers Association for her sales achievements and has received the President’s Club award on several occasions from mortgage companies with which she has been associated. She is a Nashville native and received her bachelor’s degree from the University of Tennessee at Knoxville.

She can be reached by calling 615-390-4349 or by emailing her at alana.young@myfmbank.com.


March 5, 2013

F&M Mortgage Receives Premier Lender Award

F&M Mortgage Award

Representatives of the United States Department of Agriculture’s Guaranteed Rural Housing (GRH) Program presented its prestigious “Premier Lender for 2012” award to representatives of F&M Bank. GRH representatives making the presentation are (from left) Deneen Clayton and Shinika Jenkins, GRH Loan Specialists, and Don Harris, GRH Housing Program Director. Accepting the award are F&M representatives, DeWayne Olive, F&M Executive Vice President/Chief Financial Officer, Denise Alexander, Vice President/Mortgage Operation Manager, Yvonne Witzler, Assistant Vice President/ Manager/Clarksville Mortgage Office and Rodney Wilds, Manager/Brentwood Mortgage Office. The F&M Mortgage Department ranked 7th in Tennessee in GRH loans to families with moderate household incomes. Additionally, F&M Bank ranked 4th in year-to-date rankings for Tennessee Housing Development Agency Loans.


February 14, 2013

F&M Bank Participating in 2013 Welcome Home Loan Program

F&M Welcome Home Loan Program

Click here for our FHLB Welcome Home Loan Program 2013 Presentation. The Federal Home Loan Bank of Cincinnati (the FHLBank) has established a set-aside of Affordable Housing Program (AHP) funds to help create homeownership. These funds are available to Members of grants to assist homebuyers under the Welcome Home Program. This is a general description of the program. Complete information and documents are available at www.fhlbcin.com.


February 7, 2013

F&M Names Daniels Manager of Dover Road Branch

Joy Daniels

F&M Bank has named Joy Daniels assistant vice president and manager of its Dover Road Office in Clarksville.

“Joy brings over ten years of banking experience to F&M and is very familiar with the Clarksville market. She is an experienced lender and manager and we are pleased she chose to join our bank,” stated Sammy Stuard, President and CEO.

F&M Bank is one of the state’s top 15 independent banks and operates 15 full-service banking and mortgage operations in Montgomery, Wilson, Sumner, Robertson, Stewart, Putnam and Rutherford counties. In addition, it operates mortgage-only offices in Brentwood and Green Hills in Davidson County.

Daniels can be reached at joy.daniels@myfmbank.com or 931-905-7975.