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Fair Credit Reporting Act

F&M Bank is providing this notice. Federal law gives you the right to limit some but not all marketing from our affiliates. Federal law also requires us to give you this notice to tell you about your choice to limit marketing from our affiliates.

You may limit our affiliates in the F&M Bank group of companies, such as our Investment affiliate from marketing their products or services to you based on your personal information that we collect and share with them. This information only includes:

  • Name
  • Address

Your choice to limit marketing offers from our affiliates will apply until you tell us to change your choice.  If you have already made a choice to limit marketing offers from us, you do not need to act again.

To limit marketing offers, contact us:

By Telephone:

931-645-2400 or 1-800-645-4199

By Email: 

By Mail:

Privacy Officer
F&M Bank
PO Box 1130
Clarksville, TN 37041




USA Patriot Act

Important information about procedures for opening a new account or establishing a new customer relationship

To help the U.S. government fight the funding of terrorism and money laundering activities, Federal law requires all U.S. financial institutions to obtain, verify, and record information that identifies each individual or institution that opens an account or establishes a customer relationship with F&M Bank

Learn more about the USA Patriot Act