Personal Banking Gold Crest


Being an F&M GoldCrest customer is the highest level of recognition and reward afforded by F&M Bank. GoldCrest status is your ticket to your own financial concierge – which means personal attention and exclusive benefits for you. Awarded based on either your business or personal banking relationship, it is our way of thanking our most special customers. Ask us how you can become the next person to hold GoldCrest status ... and start enjoying the special offers and discounts only available to GoldCrest customers.

Unique personal benefits awarded to GoldCrest customers may include:

GoldCrest Qualifications

Your business or personal banking relationship may qualify you for GoldCrest status.

The following standards* apply: Open or Currently Have a Personal F&M Bank Checking Account AND Maintain the Following:

 Combined Deposit Balances Combined Deposit &
Loan Balances
Professional Business Checking Required AND $ 250,000
Individual $ 75,000 OR $ 100,000**

New personalized GoldCrest cards featuring special offers and discounts will periodically be issued. When you receive your new GoldCrest card, it’s your ticket to take advantage of your exclusive GoldCrest rewards

*Accounts also must be maintained in good-standing to qualify or maintain GoldCrest status.

**Qualifying Combined Deposit and Loan Balance does not include personal primary residence mortgage loan.

If you have questions about GoldCrest Customer status, or you want to know more about how to qualify for this one-of-a-kind customer program, contact a Customer Service Representative at any F&M Bank office.

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